Miss Money Sense: The secret to the rich getting richer

By Teneshia “Miss Money Sense” LaFaye


Sure, there are rich people who were born with a silver spoon in their mouth. But the United States was built by people who capitalized on the hottest commodity — other people’s efforts and time.

Slavery is a given. The founding fathers built this country off the backs of slaves, and a Civil War broke out to preserve the human commodity. Then, the Industrial Age brought forth the revolutionary idea of renting human labor at the lowest or minimum wage. Because of the Great Depression, former small business owners had no choice but to abandon their shops and lend their talents and time to factories for a hourly wage in order to feed their families and keep a roof over their heads.

Hence, 19th century oilman John D. Rockefeller, America’s first documented billionaire, stated that he would rather earn 1% of 100 people’s efforts than 100% of his own. This means that he would rather have a bunch of people working for him instead of doing the work himself.

This mindset is why the rich keep getting richer and everybody else slips closer to poverty.

Time is money, and therefore extremely valuable. Rich people get it. The middle class and poor don’t otherwise they wouldn’t be spending 40 or more hours a week on a job, away from the home and family they work so hard for.

On a job, you’re basically trading your time for dollars, and you will never get ahead unless you live below your means. Jobs pay you just enough to stay, and before you know it, you’ve stayed for 10, 20, 30 years, with not much to show for it.

The average retiree’s Social Security check is $1,332 monthly. That’s just enough for rent and some food, but certainly not enough to enjoy the remainder of your life. Trust me, as co-owner of a health insurance agency, I have visited 1,000 retirees, and most of them are scrounging up their dollars for food, medical visits, medications and transportation. Many still pay on their mortgage or rent an apartment unit.

So wise up and learn how to leverage the efforts of others and utilize cooperative economics to build wealth so you can enjoy life and leave a legacy. Because in the end, your time is more valuable than the dollars you are paid to build your boss’ legacy.


This is something I have been talking about for a very long time. If you aren’t sure what to do here are some suggestions:

Just getting started in business and don’t know what to do or don’t understand business to well? Join a MLM, Network Marketing, Direct Sales company. They will help you forum good behaviors and you’ll learn some good basics about business. I would stay in the health, Beauty, or Travel industries if I were you! Can you make a lot of money? Yes! Does it take a lot of time? Yes! Are MLM legal? Yes!

Been in business for a bit! Got your own products? Open a store on Amazon, and Shopify. Marketing may be your challenge. Amazon does most of that for you, but you may want to let people know about your store anyway. Is it hard to open a store? NO! Does it cost money to open a store? Yes but they give you some time to make some sales so the money does not come out of your pocket. The cost monthly is between $30 and $45 dollars depending on the company. Does it take time to build a sales following? Yes Can you make money in these stores? Yes!

Check out my Amazon Store click here.

Check out my Amazon Book Store click here.

Check out my Shopify store click here.



About Mastering You

"Mastering You, leads you to Understanding, Developing and Using the Master in You" Mr. Toliver teaches the "Process of Manifestation" as a vehicle that will allow people to master their inner self, through his book series called, "Mastering You". Having worked for more than 30 years as a social worker and as an entrepreneur he combines life experiences of overcoming depression, attempted suicides, managing additions, loss of friends from 9/11, his near death experiences and wraps them all up into talks that leaves every group spellbound. Connecting with his audiences through his animated, motivational and inspirational talks that are guaranteed to reach every group at every level. The process of manifestation focuses on honoring God and changing our thinking to gain success. Mr. Toliver teaches everyone how to overcome life's obstacles which clears a path to getting the things you want.
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