What High-Schoolers And College Kids Need To Know About Credit

I love it when institutions teach. It’s the best way to learn some things because they are telling us what we need to do to work with them and become successful. I don’t know any other bank that teaches and I am attached to over 5 banks and only one has ever sent out information like this.

I am proud to say it’s one of our banks (a black owned bank). Please read and teach your children what they need to know. This post is part of my “Personal Credit” line of postings.

Posted In OneUnited Bank Blog By OneUnited Bank

Four Houses








Companies are aggressive when it comes to marketing to teens celebrating their 18th birthday or heading off to college. Is your kid ready to tackle credit without you present to make financial decisions? If not, it is time you prepare your high-schooler or college kid for credit. Here are the things they must know about credit before going off to college or applying for their first card.


High school kids and college kids don’t have a lot of money to spend, but they must keep track of what does come in and go out. The first step to tracking is creating a budget with your teen. Then you can teach your child how to track the spending. Kids spend blindly, which means parents are left with the bills at the end of the month. Help your teen learn how to create a budget and manage spending before you send them off to college. Free online and mobile banking services tied to a UNITY checking account help teens keep track of their cash.

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About Mastering You

"Mastering You" is about helping African American's to see their value in this world. I post only positive stories and information about what African American's have contributed to society in the past and currently. I don't post anything about Sports, Entertainment, Religion, or Politics. I also don't post anything that has a negative spin. While I am aware that there are negative things happening all over the world and that most people focus on the above four topics when it comes to African American's that is not my goal. If all you heard was negativity about any race that's all you will come to expect from them and everything else will be out of the norm. My goal is to show everyone that the negativity is often out of the norm, or at best they are equal to the positive. Just like every other race.
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